:root{
  --brand:#1D4E89; --brand-dark:#153A66; --brand-darker:#0E2746;
  --accent:#B5121B; --accent-dark:#8E0E15; --accent-light:#FFB3B7;
  --ink:#14202E; --ink-soft:#3B4A5B;
  --bg:#FFFFFF; --bg-alt:#EAF2FA; --line:#C9D9EA;
  --font-head: "Arial Black", Gadget, sans-serif;
  --font-body: "Gill Sans", "Gill Sans MT", Calibri, sans-serif;
  --max:1160px; --radius:10px; --radius-sm:6px;
  --shadow-sm:0 2px 6px rgba(20,32,46,.08); --shadow-md:0 8px 24px rgba(20,32,46,.12); --shadow-lg:0 20px 50px rgba(20,32,46,.22);
  --risk-low:#2E7D32; --risk-moderate:#B8860B; --risk-emergency:#C0392B; --status-live:#2E7D32;
}
*{box-sizing:border-box}
[hidden]{display:none!important}
@media (prefers-reduced-motion:no-preference){html{scroll-behavior:smooth}}
body{margin:0;font-family:var(--font-body);color:var(--ink);line-height:1.65;background:var(--bg);font-size:1.06rem}
h1,h2,h3{font-family:var(--font-head);line-height:1.12;margin:0 0 .5em;color:var(--brand-darker)}
h1{font-size:clamp(2rem,4.6vw,3.3rem)}
h2{font-size:clamp(1.45rem,3vw,2.15rem)}
h3{font-size:1.12rem;font-family:var(--font-body);font-weight:700}
p{margin:0 0 1em}
a{color:var(--brand)}
img{max-width:100%;display:block}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.btn{display:inline-block;padding:.85em 1.5em;border-radius:999px;text-decoration:none;font-weight:700;font-size:1rem;border:2px solid transparent;margin:.25em .5em .25em 0;line-height:1.2;cursor:pointer;font-family:var(--font-body);transition:transform .15s,box-shadow .15s}
.btn:hover{transform:translateY(-1px);box-shadow:var(--shadow-md)}
.btn--accent{background:var(--accent);color:#fff}.btn--accent:hover{background:var(--accent-dark);color:#fff}
.btn--brand{background:var(--brand);color:#fff}.btn--brand:hover{background:var(--brand-dark);color:#fff}
.btn--outline{background:#fff;color:var(--brand);border-color:var(--brand)}.btn--outline:hover{background:var(--brand);color:#fff}
.cta-line{display:flex;flex-wrap:wrap;gap:4px;margin:1.2em 0}
.trust-bar{background:var(--brand-darker);color:#fff;font-size:.82rem;font-weight:600;padding:7px 0}
.trust-bar .wrap{display:flex;justify-content:center;gap:0;white-space:nowrap;overflow:hidden}
.trust-bar span{padding:0 14px;display:flex;align-items:center;gap:6px}
.trust-bar span svg{width:16px;height:16px;color:var(--accent-light)}
.site-header{background:#fff;border-bottom:4px solid var(--accent);position:sticky;top:0;z-index:30}
.nav{display:flex;align-items:center;gap:18px;padding:10px 20px}
.nav__logo{display:flex;align-items:center;gap:10px;text-decoration:none;flex-shrink:0}
.nav__logo svg{width:46px;height:40px}
.nav__logo-text{display:flex;flex-direction:column;line-height:1.02;font-family:var(--font-head)}
.nav__logo-l1{color:var(--brand);font-size:1.05rem}.nav__logo-l2{color:var(--accent);font-size:.92rem}
.nav__links{list-style:none;display:flex;gap:18px;margin:0 0 0 auto;padding:0;align-items:center}
.nav__links>li{position:relative}
.nav__links a{color:var(--ink);text-decoration:none;font-weight:600;white-space:nowrap;padding:6px 0;border-bottom:2px solid transparent}
.nav__links a:hover,.nav__links a.is-active{color:var(--brand);border-bottom-color:var(--accent)}
.has-dropdown .dropdown{display:none;position:absolute;top:100%;left:-12px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-md);list-style:none;margin:0;padding:8px 0;min-width:240px;z-index:40}
.has-dropdown:hover .dropdown,.has-dropdown:focus-within .dropdown,.has-dropdown.is-open .dropdown{display:block}
.dropdown a{display:block;padding:8px 16px;border:0}
.nav__toggle{display:none;background:var(--bg-alt);border:0;border-radius:999px;width:44px;height:44px;font-size:1.4rem;color:var(--brand);cursor:pointer}
.nav__cta{display:flex;gap:8px;align-items:center}
.nav__cta .btn{margin:0;padding:.65em 1.1em;font-size:.95rem;white-space:nowrap}
.hero{position:relative;color:#fff;overflow:hidden;background:#5E7FA6}
.hero__bg{position:absolute;inset:0;background-size:cover;background-position:center 62%;background-color:#26476F}
.hero__shade{position:absolute;inset:0;background:linear-gradient(100deg,rgba(14,39,70,.96) 0%,rgba(14,39,70,.86) 40%,rgba(14,39,70,.52) 66%,rgba(14,39,70,.22) 100%)}
.hero--simple .hero__shade{background:linear-gradient(100deg,rgba(14,39,70,.95) 0%,rgba(14,39,70,.88) 55%,rgba(14,39,70,.7) 100%)}
.hero--simple .hero__grid>div{max-width:780px}
.hero__grid{position:relative;display:grid;grid-template-columns:1.25fr .85fr;gap:44px;align-items:center;padding:64px 20px 72px}
.hero h1{color:#fff}.hero p{color:#DCE7F3;font-size:1.15rem}
.hero__kicker{display:inline-block;font-weight:700;letter-spacing:.06em;text-transform:uppercase;font-size:.85rem;color:var(--accent-light);margin-bottom:.8em}
.hero__area{margin-top:1em;font-size:.98rem}.hero__area a{color:#fff;font-weight:700}
.hero--simple .hero__grid{grid-template-columns:1fr;padding:52px 20px 56px}
.call-pill{display:inline-flex;align-items:center;gap:14px;background:#fff;color:var(--brand-darker);padding:12px 26px 12px 12px;border-radius:999px;text-decoration:none;box-shadow:var(--shadow-md);margin-top:.4em}
.call-pill__icon{width:46px;height:46px;border-radius:999px;background:var(--accent);color:#fff;display:flex;align-items:center;justify-content:center}
.call-pill__icon svg{width:22px;height:22px}
.call-pill__text{display:flex;flex-direction:column;line-height:1.1}
.call-pill__label{font-size:.85rem;color:var(--ink-soft)}
.call-pill__num{font-family:var(--font-head);font-size:1.7rem;color:var(--brand-darker)}
.form-card{background:#fff;color:var(--ink);border-radius:16px;padding:26px;box-shadow:var(--shadow-lg);border-top:6px solid var(--accent)}
.form-card h2{font-size:1.35rem;margin-bottom:.2em}
.form-card p{color:var(--ink-soft);font-size:.95rem;margin-bottom:.8em}
.field{display:flex;flex-direction:column;gap:5px;margin-bottom:11px}
.field label{font-weight:700;font-size:.95rem;color:var(--ink)}
.field input,.field select,.field textarea{font:inherit;font-size:1rem;padding:11px 12px;border:1px solid #A9BED4;border-radius:8px;background:#fff;color:var(--ink);min-height:46px}
.form-card .btn{width:100%;margin:6px 0 0;padding:1em}
.form-note{font-size:.82rem!important;color:var(--ink-soft)!important;margin:.8em 0 0!important}
.section{padding:60px 0}.section--alt{background:var(--bg-alt)}
.section h2{margin-bottom:.6em}
.prose{max-width:820px}
.split-sec{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,1fr);gap:48px;align-items:center}
.split-sec .prose{max-width:none}
.split-sec--rev{grid-template-columns:minmax(0,1fr) minmax(0,1.3fr)}
.split-sec--rev .sec-photo{order:-1}
.sec-photo{margin:0}
.sec-photo img{display:block;width:100%;height:auto;aspect-ratio:4/3;object-fit:cover;border-radius:16px;box-shadow:var(--shadow-md)}
.sec-photo--band{margin:0 0 1.4em}
.sec-photo--band img{aspect-ratio:21/8}
@media (max-width:900px){.split-sec,.split-sec--rev{grid-template-columns:1fr;gap:24px}.split-sec--rev .sec-photo{order:0}.sec-photo img{aspect-ratio:3/2}}
.svc-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin:1.2em 0}
.svc-card{display:flex;flex-direction:column;gap:6px;background:#F4F8FC;border:1px solid var(--line);border-radius:14px;padding:22px;text-decoration:none;color:var(--ink);transition:box-shadow .15s,transform .15s}
.svc-card:hover{box-shadow:var(--shadow-md);transform:translateY(-2px)}
.svc-card__icon{width:40px;height:40px;color:var(--brand)}.svc-card__icon svg{width:100%;height:100%}
.svc-card__title{font-weight:700;font-size:1.15rem;color:var(--brand)}
.svc-card__text{color:var(--ink-soft);font-size:.98rem}
.svc-card--quiz{background:#FCEBEC;border-color:#F3C9CC}.svc-card--quiz .svc-card__title,.svc-card--quiz .svc-card__icon{color:var(--accent)}
.iconlist{list-style:none;padding:0;margin:1em 0 1.4em;display:grid;gap:14px}
.iconlist li{display:flex;gap:14px;align-items:flex-start}
.iconlist__icon{flex:0 0 40px;height:40px;display:flex;align-items:center;justify-content:center;color:var(--brand)}
.iconlist__icon svg{width:22px;height:22px}
.iconlist--tile .iconlist__icon{background:var(--bg-alt);border-radius:10px}
.iconlist--warn .iconlist__icon{color:var(--accent-dark)}
.iconlist--tile.iconlist--warn .iconlist__icon{background:#FCEBEC}
.steps{counter-reset:s;list-style:none;padding:0;margin:1em 0;display:grid;gap:12px}
.steps li{counter-increment:s;display:flex;gap:14px;align-items:flex-start}
.steps li::before{content:counter(s);flex:0 0 36px;height:36px;border-radius:999px;background:var(--accent);color:#fff;font-family:var(--font-head);display:flex;align-items:center;justify-content:center}
.bullets{margin:0 0 1em;padding-left:1.2em}.bullets li{margin-bottom:.4em}
.table-wrap{overflow-x:auto;margin:1em 0 1.4em}
table{border-collapse:collapse;width:100%;font-size:.97rem;background:#fff}
.prose p,.prose li{overflow-wrap:anywhere}
th,td{border:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}
th{background:var(--brand);color:#fff}
.faq-item{border-left:4px solid var(--accent);background:#fff;border-radius:0 12px 12px 0;padding:16px 20px;margin-bottom:14px;box-shadow:0 1px 3px rgba(14,39,70,.08)}
.faq-item h3{margin:0 0 .4em;font-size:1.08rem;color:var(--brand-darker)}
.faq-item p{margin:0}
.tool-teaser{display:flex;align-items:center;gap:16px;background:#fff;border:1px solid var(--line);border-left:6px solid var(--accent);border-radius:14px;padding:18px 20px;margin:1em 0}
.tool-teaser div{display:flex;flex-direction:column;flex:1}
.tool-teaser span:not(.tool-teaser__icon){color:var(--ink-soft);font-size:.95rem}
.tool-teaser__icon{width:40px;height:40px;color:var(--accent);flex:0 0 40px}.tool-teaser__icon svg{width:100%;height:100%}
.tool-teaser .btn{margin:0}
.tool{background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px;box-shadow:var(--shadow-sm);margin:1.2em 0}
.tool__progress{display:flex;justify-content:space-between;align-items:center;gap:16px;margin-bottom:14px}
.tool__step{font-weight:700;color:var(--brand)}
.tool__bar{flex:0 0 220px;height:8px;background:var(--bg-alt);border-radius:999px;overflow:hidden}
.tool__bar span{display:block;height:100%;width:0;background:var(--accent);transition:width .2s}
.tool__q{font-family:var(--font-head);font-size:1.3rem;color:var(--brand-darker);margin-bottom:.3em}
.tool__help{color:var(--ink-soft);font-size:.95rem}
.tool__opts{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin:12px 0}
.tool__opt{font:inherit;text-align:left;padding:14px 16px;border-radius:12px;border:1px solid var(--line);background:#fff;color:var(--ink);cursor:pointer;min-height:56px;font-weight:600}
.tool__opt:hover{border-color:var(--brand)}
.tool__opt.is-selected{border:2px solid var(--brand);background:var(--bg-alt)}
.tool__nav{display:flex;justify-content:space-between}
.tool__result h3{font-family:var(--font-head);font-size:1.6rem;color:var(--brand-darker)}
.tool__tag{display:inline-block;font-weight:700;font-size:.8rem;letter-spacing:.08em;padding:5px 12px;border-radius:999px;background:var(--bg-alt);color:var(--brand)}
.tool__result--1 .tool__tag{background:#FFF1D6;color:#7A4B00}.tool__result--2 .tool__tag{background:#FCEBEC;color:#8E0E15}
.tool__note{font-size:.88rem;color:var(--ink-soft)}
.area-check{background:var(--brand);color:#fff;padding:56px 0}
.area-check__inner{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}
.area-check h2{color:#fff}.area-check p{color:#DCE7F3}
.area-check__towns{font-size:.92rem;color:#B9C9DB!important}
.area-check__box{background:#fff;color:var(--ink);border-radius:18px;padding:26px}
.area-check__form{display:flex;flex-direction:column;gap:10px}
.area-check__form label{font-weight:700}
.area-check__form input{font:inherit;font-size:1.05rem;padding:13px 16px;border:1px solid #A9BED4;border-radius:10px;min-height:50px}
.area-check__form .btn{margin:0}
.area-check__result{margin-top:14px;border-radius:12px;padding:14px 16px}
.area-check__result h3{margin-bottom:.3em}
.area-check__result--yes{background:#E3F1E6}.area-check__result--no{background:#FFF1D6}
.area-check__result .btn{margin:.4em .4em 0 0}
.stat-band{background:var(--brand-darker);color:#fff;border-radius:18px;padding:34px;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;margin:1.4em 0}
.site-footer{background:var(--brand-darker);color:#B9C9DB;padding:52px 0 0;font-size:.95rem}
.site-footer a{color:#DCE7F3;text-decoration:none}.site-footer a:hover{text-decoration:underline}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:28px}
.site-footer h3{color:#fff;font-size:.95rem;text-transform:uppercase;letter-spacing:.06em}
.site-footer ul{list-style:none;padding:0;margin:0}.site-footer li{margin-bottom:6px}
.footer-brand__name{color:#fff;font-family:var(--font-head);font-size:1.05rem}
.footer-areas{margin-top:26px;padding-top:20px;border-top:1px solid rgba(255,255,255,.12)}
.footer-areas ul{display:flex;flex-wrap:wrap;gap:6px 18px}
.footer-bottom{margin-top:30px;padding:18px 0 22px;border-top:1px solid rgba(255,255,255,.12);font-size:.85rem}
.footer-referral{color:#fff}
.call-bar{display:none}
@media (max-width:1080px){
  .nav__toggle{display:block;margin-left:auto}
  .nav__links{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:8px 20px 16px;border-bottom:1px solid var(--line);box-shadow:var(--shadow-md)}
  .nav__links.is-open{display:flex}
  .nav__links a{display:block;padding:12px 0}
  .has-dropdown{flex-direction:column;align-items:stretch}
  .has-dropdown .dropdown{position:static;box-shadow:none;border:0;padding:0 0 0 14px;display:none}
  .has-dropdown:hover .dropdown{display:none}
  .has-dropdown.is-open .dropdown{display:block}
  .nav__cta .btn--brand{display:none}
}
@media (max-width:860px){
  .hero__grid{grid-template-columns:1fr;padding:44px 20px}
  .hero__shade{background:linear-gradient(180deg,rgba(14,39,70,.6) 0%,rgba(14,39,70,.88) 45%,rgba(14,39,70,.97) 100%)}
  .call-pill{display:flex;justify-content:center}
  .svc-grid{grid-template-columns:1fr 1fr}
  .area-check__inner,.footer-grid{grid-template-columns:1fr}
  .stat-band{grid-template-columns:1fr}
}
@media (max-width:760px){
  body{padding-bottom:72px}
  .trust-bar span:nth-child(n+3){display:none}
  .nav__cta{display:none}
  .call-bar{display:grid;grid-template-columns:1fr 1fr;gap:10px;position:fixed;left:0;right:0;bottom:0;z-index:50;background:#fff;border-top:1px solid var(--line);padding:10px 14px;box-shadow:0 -4px 14px rgba(20,32,46,.12)}
  .call-bar a{display:flex;align-items:center;justify-content:center;min-height:48px;border-radius:999px;font-weight:700;text-decoration:none;color:#fff;font-size:.98rem}
  .call-bar__call{background:var(--brand)}.call-bar__form{background:var(--accent)}
  .svc-grid,.tool__opts{grid-template-columns:1fr}
  .tool__bar{flex-basis:120px}
  .section{padding:44px 0}
  .call-pill__num{font-size:1.4rem}
}